Credit & Debit Cards

Use the Power of Plastic

Credit Cards

When used responsibly, a credit card is a valuable tool to keep in your financial tool box. Whether you carry a VISA or MasterCard credit card, you’ll receive a competitive interest rate and no annual fee. Our credit cards come with benefits that include:

• Scorecard Rewards - Earn 1 point per dollar on net purchases. 
• Contactless Card - Tap your card for a safe & secure way to pay with participating merchants
• MyCard Statement - Make payments online, view FICO Score and More
• Cell Phone Protection - When you pay your cell phone bill with this credit card
• SecurLOCKand Zero Fraud Liability - Receive text and email fraud alerts
• Mobile Payments from your cell phone with Apple Pay, Google Pay and Samsung Pay
• Travel Accident Insurance when trip is paid for with card
• Personal Service - 24/7 customer service representatives located in the US.

Apply Online

Debit Cards & ATM Cards

The beauty of a checking account is you can access your money when you need it. All Clinton National Bank, checking accounts come with a Mastercard® debit card that you can use at retail locations to make purchases. 

Our debit cards also offer the convenience of being "CONTACTLESS."  Simply tap the payment machine with your card. It's faster and easier when you checkout and it's a more secure way to handle your transactions.  Using our contactless card also reduces the risk of card skimming!

Privileged Status ATMs
Thousands of surcharge-free ATMs are available to you through SHAZAM'S Privileged Status Program which Clinton National Bank is a member.   Visit this link for locations in the country.
https://www.shazam.net/atms/

We also offer SHAZAM® cards that allow you to withdraw cash, transfer funds and deposit cash or checks from your savings or checking account at an ATM. Contact our personal banking team to learn more about our debit and ATM cards.

Scorecard Rewards Program

Each of our debit and credit cards includes access to our SCORECARD REWARDS Program.  You are rewarded points with every purchase made. As you build up points, you can redeem them for merchandise, travel opportunities, gift cards and more. Contact one of our offices to learn more about our credit card and debit card reward programs.

If you’re already a SCORECARD Rewards member, log in to your account here.

Card Security

It is important that you monitor your card activity to ensure that you’re the only one using it to make a purchase. Learn more by visiting our card security page.  Improve the security on your cards by using Card Control Apps through Mobile Banking or Securlock.

General Security Guidelines

Protecting the security of our debit and credit card holders is a top priority for Clinton National Bank.

There has been much publicity recently about the theft of card numbers and Personal Identification Numbers (PINS). These security issues can effect anyone and are often caused by situations out of your control, as well as ours.

We want to take this opportunity to remind you of ways to reduce your risk of becoming a victim of these problems:

• The best way to protect yourself is to closely watch your bank account activity and promptly report any suspicious transactions.
• You should always protect your card and the account number. Your PIN should be kept in a secure place, away from the card.
• At an ATM, be aware of the people around you and the machine. When you enter your PIN, cover the keypad so others can not see your information. Always take the receipts with you, so you are able to verify the transactions on your statement.
• When you use your debit card at a merchant location, ask for your purchase to be processed as a credit transaction, thereby requiring your signature, instead of your PIN. Also, ask for any carbons or other items not required to be kept by the store.
• Change your PIN periodically for security purposes. When you wish to change your PIN, we are able to do that at our Main Bank, in a matter of minutes.
• Do not enter your card number or other personal information on a website that is not secure. Internet Explorer will display a closed padlock at the bottom of your screen.

By following these recommendations, it will be more difficult for unauthorized people to access your Easy Check Card, Shazam® or credit cards with fraudulent transactions.

If you have any concerns about the safety of your cards, please call our Customer Service Department at (563) 243-1243 or 800-243-9007.

Debit Cards

Clinton National Bank uses a fraud monitoring service to review transactions on our EasyCheck Cards and Shazam Cards® for potential abuse. Transactions will be reviewed by this system within minutes of being authorized. This monitoring will not affect your ability to make purchases.

Transactions will be monitored 24 hours a day, seven days a week. Fraud analysts will contact cardholders if they detect suspicious activity. An automated call will be placed to you using the latest information we have on file for you. You will be asked to call 1-800-830-1925 to verify the status of the transaction(s) in question.

If you confirm the suspected transaction is valid, no action is taken. If you confirm the suspected transaction is fraudulent, the fraud analyst will block further activity for card, and you will be asked to contact Clinton National Bank Customer Service. We will then reissue you a new card and assist you in disputing any fraudulent charges. In the event you cannot be contacted, the fraud analyst will block further activity for card, and you will be asked to call 1-800-830-1925 or contact Clinton National Bank.