Business Services

Streamline Your Financial Management

Are you making the most of every dollar? Are you leaving money on the table? Are your accounts susceptible to fraud?

Our Business Services address these issues to ensure your CNB accounts are streamlined, efficient and maximizing your funds at all times.

EZDeposit- Remote Deposit Capture

Make check deposits from your business electronically anytime that's convenient for you, making fewer trips to the bank.

Easy to operate image scanning equipment allows you to forward your check images to the bank, saving time for you and your staff. All transactions are protected with encryption, firewalls, and passwords.

merchant Card processing

If you're a business that accepts credit cards as a customer payment option, we provide merchant credit card processing. This service has attractive fees and can be designed to fit a wide range of business needs.

automated Clearing House (ACH) Services

Automated Clearing House (ACH) is a popular employee benefit for businesses. This form of direct deposit can be a significant time and money saver for businesses because there are no paper payroll checks to process, reconcile or mail.

Account Analysis

Through this electronic balancing system you can analyze your checking account and manage it to maximize your finances. By maintaining the appropriate balance, your business can offset service charges.

Account Reconciliation

This electronic checkbook balancing system for commercial accounts automates the process of tracking checks and deposits. This electronic reconciliation system saves you clerical time and money.

Positive Pay

Check fraud is a multi-billion dollar per year problem in our economy. Clinton National Bank’s Positive Pay is an early-warning fraud detection system. Positive Pay arms you with the information you need to stop check frauds before they become losses.

Sweep Account

CNB's Sweep account lets you make deposits and write checks at your convenience. At the end of the business day, principal dollars over a targeted balance will be swept into an interest-bearing, collateralized account that is not FDIC insured.. The principal amount and interest will be swept back into your account the next day.

Corporate Visa or Mastercard

We offer business owners the convenience of Visa® and MasterCard®. Both offer competitive interest rates and many other attractive features.