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We are proud to be rated as a "Blue Ribbon Bank" by Veribanc Inc. based on our safety and soundness.
Following is an overview of our financial performance.

As of March 31, 2017

Assets

Cash and due from banks
 
41,726,338
U.S. government bonds
140,340,764
 
Municipal Bonds
37,461,281
 
Other Investments
73,750
 
Federal reserve bank stock
57,800
 
Federal home loan bank stock
480,200
 
Unrealized gain (loss)
on available-for-sale securities
720,366
179,134,161
Loans
196,131,849
 
Less: reserve for bad debts
2,001,269
194,130,580
Federal funds sold
 
5,000,000
Bank premises and fixtures
 
5,185,817
Accrued interest receivable
 
2,354,456
Other assets
 
5,966,,294
Total assets
 
$433,527,646


Liabilities and Capital
Demand deposits
44,134,318
 
Time and savings deposits
320,036,496
364,170,814
Accured interest payable
 
255,422
Other Liabilities
 
1,364,499
Repurchase agreements
 
16,413,944
Federal Home Loan Bank-Federal Funds Advanc
0
Reserve for contingencies
50,000
 
Capital
963,000
 
Surplus
963,000
 
Undivided Profits
48,659,367
 
Unrealized gain (loss)
On available-for-sale securities & Suppl Retire Trust
687,600
51,322,967
Total liabilities and capital
 

$433,527,646