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We are proud to be rated as a "Blue Ribbon Bank" by Veribanc Inc. based on our safety and soundness.
Following is an overview of our financial performance.

As of December 2016

Assets

Cash and due from banks
 
12,949,705
U.S. government bonds
141,129,743
 
Municipal Bonds
37,651,283
 
Other Investments
73,750
 
Federal reserve bank stock
57,800
 
Federal home loan bank stock
449,800
 
Unrealized gain (loss)
on available-for-sale securities
126,138
179,488,514
Loans
191,954,705
 
Less: reserve for bad debts
2,005,907
189,948,798
Federal funds sold
 
4,565,000
Bank premises and fixtures
 
5,134,770
Accrued interest receivable
 
2,034,583
Other assets
 
5,965,751
Total assets
 
$400,087,121


Liabilities and Capital
Demand deposits
446,734,180
 
Time and savings deposits
282,069,283
328,803,463
Accured interest payable
 
214,927
Other Liabilities
 
1,414,616
Repurchase agreements
 
18,975,890
Federal Home Loan Bank-Federal Funds Advanc
0
Reserve for contingencies
50,000
 
Capital
963,000
 
Surplus
963,000
 
Undivided Profits
48,608,853
 
Unrealized gain (loss)
On available-for-sale securities & Suppl Retire Trust
93,372
50,678,225
Total liabilities and capital
 

$400,087,121