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We are proud to be rated as a "Blue Ribbon Bank" by Veribanc Inc. based on our safety and soundness.
Following is an overview of our financial performance.

As of June 30, 2017

Assets

Cash and due from banks
 
25,741,882
U.S. government bonds
136,982,425
 
Municipal Bonds
30,668,004
 
Other Investments
73,750
 
Federal reserve bank stock
57,800
 
Federal home loan bank stock
480,200
 
Unrealized gain (loss)
on available-for-sale securities
,1,159,105
169,421,284
Loans
200,679,802
 
Less: reserve for bad debts
2,000,081
198,679,721
Federal funds sold
 
5,000,000
Bank premises and fixtures
 
5,131,390
Accrued interest receivable
 
2,050,568
Other assets
 
5,973,701
Total assets
 
$411,998,546


Liabilities and Capital
Demand deposits
44,848,737
 
Time and savings deposits
297,608,785
342,457,522
Accured interest payable
 
243,283
Other Liabilities
 
1,452,651
Repurchase agreements
 
15,773,506
Federal Home Loan Bank-Federal Funds Advanc
0
Reserve for contingencies
50,000
 
Capital
963,000
 
Surplus
963,000
 
Undivided Profits
48,969,245
 
Unrealized gain (loss)
On available-for-sale securities & Suppl Retire Trust
1,126,339
52,071,584
Total liabilities and capital
 

$411,998,546